About Think Finance

We help people manage life's everyday expenses

Think Finance develops next generation financial products that help people manage life’s everyday expenses. Over 1 million customers have chosen our products because they offer more convenience, speed, ease of use, and transparency.

Why have over 1 million customers chosen our products?

Over 60 million adults – one quarter of U.S. households – use alternative financial services such as check cashing, payday loans, and pre-paid debit cards. These people aren’t on the fringe of our economy – they’re the bus drivers that take our kids to school, the teachers that teach them, and the nurses that mend their bumps and bruises. They’ve seen years of flat wages and rising cost of living and many of them have fallen out of mainstream credit. And they’ve been told ‘no’ too many times by traditional financial services institutions.

It’s our goal to say ‘yes’ to these folks. We partner with banks to provide convenient, affordable alternatives to traditional banking products. Our latest product, Elastic, provides customers with access to an affordable emergency cash line of credit and a lower-cost alternative to a traditional bank account. Think of it as ‘banking for the rest of us’.

Elastic and our other products represent a better solution for tens of millions of consumers. But it’s only a start -- over time we’ll be adding new products to help these consumers save money, build credit, and gain more control over their financial well-being.

Click on a logo to learn more about one of our brands.

• A new way to handle life’s everyday expenses.
• Installment loans that fit your lifestyle.
• Payday loans with great rates and no wait.